Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage lenders in Miami Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alex Pinacho - Branch Manager & Loan Officer at Cornerstone First Mortgage NMLS 647054 / Company NMLS 173855
700 S Royal Poinciana Blvd Ste 305, Miami Springs, FL 33166
7862517525
Juan Babani; Babani Lending; Mortgage Lender; Cornerstone First Mortgage
700 S Royal Poinciana Blvd Ste 305, Miami Springs, FL 33166
3059156625
Your Florida Mortgage Lady
299 Park St, Miami Springs, FL 33166
3059012088
Firenze Trust Mortgage
299 Park St, Miami Springs, FL 33166
3054981468
Chase Home Lending
4451 NW 36th St, Miami Springs, FL 33166
5165510277
Mortgages by Li Rose
275 Deer Run, Miami Springs, FL 33166
3059621597
Firenze Group Mortgage
299 Park St, Miami Springs, FL 33166
3058820933
What Does a Mortgage Lender in Miami Springs Cost?
Mortgage lender costs in Florida include an origination fee of 0.5 to 1 percent of the loan amount, plus third party fees for appraisal and credit report. Closing costs typically range from 2 to 5 percent of the home purchase price. For a 300,000 dollar home, expect total closing costs between 6,000 and 15,000 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Miami Springs?
You typically need recent pay stubs, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search. Gather these documents early to speed up the process.
How long does it take to close on a mortgage in Florida?
A standard mortgage closing in Florida takes 30 to 45 days from application. Florida law allows a 3 day rescission period after signing for refinances but not for purchase loans. Delays can happen if the appraisal or title work takes longer.
What are the typical down payment requirements for a home in Miami Springs?
Down payments vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. Florida first time home buyer programs may offer assistance for qualified buyers.