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Compare mortgage lenders in Middleburg. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Middleburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
1768 Blanding Blvd, Middleburg, FL 32068
9045945657
Lending Bear
2710-304 Blanding Blvd, Middleburg, FL 32068
9042916163
The Herd Lending
14 Swimming Pen Dr, Middleburg, FL 32068
9543042763
MiMortgage - Jacksonville
1635 Farm Way STE 401, Middleburg, FL 32068
9042695992
PNC Mortgage
2380 Blanding Blvd, Middleburg, FL 32068
9045648160
Mortgage lenders in Middleburg Florida help homebuyers and homeowners secure financing for purchases and refinances. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique property values and flood insurance requirements in Clay County.
What Does a Mortgage Lender in Middleburg Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Middleburg generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middleburg Florida?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance and may ask for flood insurance if the property is in a flood zone.
How long does it take to close on a mortgage in Middleburg?
A standard mortgage closing in Florida takes 30 to 45 days on average. Delays can occur due to appraisal backlogs or title issues, which are common in older Middleburg neighborhoods.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. These programs have income limits and require a minimum credit score of 640.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.