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Mortgage Lenders in Newberry, FL

Looking for a mortgage lender in Newberry? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Newberry, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Newberry, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
CAMPUS USA Credit Union
107 NW 140th Ter, Newberry, FL 32669
3523359090
Mike Jones - Ameris Bank Mortgage
12921 SW 1st Rd Suite 119, Newberry, FL 32669
3522150501
Whiteaker Mortgage Team at HMA Mortgage
414 SW 140th Terrace, Newberry, FL 32669
3522049600
Becky Bessinger - Ameris Bank Mortgage
12921 SW 1st Ave suite 119, Newberry, FL 32669
3524943556
Rick Herring, Sr. Mortgage Loan Officer
414 SW 140th Terrace, Newberry, FL 32669
3527451771
Truist
14220 W Newberry Rd, Newberry, FL 32669
3526606920
Barwick Banking Company - Gainesville, FL
105 SW 128th St, Newberry, FL 32669
3523319311
HMA Mortgage - Heather Tomlinson
414 SW 140th Terrace, Newberry, FL 32669
3522403463

Mortgage lenders in Newberry Florida help home buyers and homeowners secure financing for home purchases or refinancing. Florida law requires lenders to hold a valid license from the Office of Financial Regulation. Local lenders understand the Newberry real estate market and can guide you through Florida specific closing procedures.

What Does a Mortgage Lender in Newberry Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Newberry Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for first time home buyers in Florida?
Yes, Florida offers the Florida HFA First Time Homebuyer Program which provides down payment assistance and lower interest rates. Local lenders in Newberry can help you check your eligibility for these programs.