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Mortgage Lenders in North Miami Beach, FL

Compare mortgage lenders in North Miami Beach. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
North Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 6 mortgage lenders in North Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amethyst Mortgage LLC
15805 Biscayne Blvd suite 106, North Miami Beach, FL 33160
(917) 843-6850 amethystmortgage.com
Hard Money Lenders IO | Private Loans Lender | Florida
15805 Biscayne Blvd, North Miami Beach, FL 33160
(786) 475-7691 hardmoneylenders.io
Americ Mortgage
1820 NE 163rd St Suite 301, North Miami Beach, FL 33162
(305) 204-5626 americmortgage.com
Florida Preferred Mortgage, Inc.
16461 NE 6th Ave, North Miami Beach, FL 33162
(305) 949-8828
Rainbow Mortgage
1909 NE 163rd St #214, North Miami Beach, FL 33162
(305) 949-8874
Fiduciary Mortgage Loans LLC
75 NW 167th St, North Miami Beach, FL 33169
(305) 420-5152 fiduciarymortgageloans.com

Mortgage lenders in North Miami Beach Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Nationwide Multistate Licensing System and follow specific disclosure rules under Chapter 494 of the Florida Statutes. Local lenders understand the North Miami Beach real estate market and can guide you through the loan process.

What Does a Mortgage Lender in North Miami Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing about 0.5 percent of the purchase price. Closing costs in Florida generally range from 2 to 5 percent of the loan amount. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in North Miami Beach?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders also require proof of homeowners insurance and a property appraisal. The exact list depends on your loan type and lender requirements.
How long does it take to close on a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Florida law requires a three day rescission period for refinances but not for purchase loans.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First and Florida HFA Preferred programs. These provide down payment assistance and competitive interest rates for eligible first time buyers. Income and purchase price limits apply based on county guidelines.