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Find Mortgage Lenders Near You in Ocala, FL

Browse mortgage lenders serving Ocala, Florida. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Ocala, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 19 mortgage lenders in Ocala, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Essex Mortgage
1417 N Magnolia Ave, Ocala, FL 34475
(888) 892-4070 essexmortgage.com
Scott Shannon – The Shannon Team at Neighborhood Loans
3220 SW 33rd Rd suite a, Ocala, FL 34474
(352) 282-3020 theshannonteam.com
Home Mortgage
1306 S Pine Ave Suite A, Ocala, FL 34471
(352) 502-6504 planethomelending.com
Landmark Mortgage Planners
415 SE 17th Pl, Ocala, FL 34471
(352) 304-5700 ocalamortgageloans.com
PrimeLending, A PlainsCapital Company - Ocala
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474
(352) 877-7907 lo.primelending.com
Mortgages with Brittany
500 E Fort King St Bldg 500 Suite B, Ocala, FL 34471
(352) 765-9357 mortgageswithbrittany.com
Lennar Mortgage, LLC Mid-Florida
4414 SW College Rd Suite 922A, Ocala, FL 34474
(352) 282-3133 lennarmortgage.com
Southern Home Loans | Luminate Bank
2050 E Silver Springs Blvd, Ocala, FL 34470
(352) 622-2835 southernhl.com
PrimeLending, A PlainsCapital Company - Tampa
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474
(813) 422-5065 lo.primelending.com
Debbie Cowan, Production Manager, PRIMELENDING, A PlainsCapital Company NMLS 455486
3200 SW 34th Ave bldg 100 suite 102, Ocala, FL 34474
(352) 433-7846 lo.primelending.com
Black Rock Mortgage
1552 E Fort King St, Ocala, FL 34471
(352) 619-4959 blackrockmortgage.com
Atlantic Mortgage & Finance Corp
46 SW 1st Ave Ste 2, Ocala, FL 34471
(352) 580-6160 floridahomeloans.org
PrimeLending, A PlainsCapital Company: Cheryl Sutcliffe
3200 SW 34th Ave Bldg 100 Ste. 102, Ocala, FL 34474
(760) 560-8449 lo.primelending.com
Loni Gerardi
217 SE 1st Ave Ste 200-10, Ocala, FL 34471
(352) 663-9227 floridamortgagechick.com
Mortgage Financial Group
2100 SE 17th St STE 101, Ocala, FL 34471
(352) 742-7900 mfglends.com
Ocala Hard Money Lenders | Florida
111 W Fort King St, Ocala, FL 34471
(352) 720-8248
Allstate Mortgage Loans
809 NE 25th Ave, Ocala, FL 34470
(352) 351-0200 allstateocala.com
Geneva Financial Home Loans - Rick Durham
2701 SE Maricamp Rd STE 103, Ocala, FL 34471
(352) 804-5883 genevafi.com
Stockton Mortgage, Ocala, FL NMLS #8259
217 SE 1st Ave Ste 200-10, Ocala, FL 34471
(352) 657-1140 stockton.com

Mortgage lenders in Ocala Florida help home buyers and homeowners secure financing for residential properties. These lenders guide you through loan programs including conventional FHA and VA loans. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Ocala lenders understand local market conditions in Marion County and can assist with properties in rural and suburban areas.

What Does a Mortgage Lender in Ocala Cost?

Mortgage lender costs in Florida typically include an origination fee of 0.5% to 1% of the loan amount. Closing costs in Ocala generally range from 2% to 5% of the purchase price. These costs cover appraisal title insurance recording fees and lender fees. Florida also charges a documentary stamp tax on mortgages at a rate of 0.35 per 100 dollars of the loan amount. Actual costs vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Ocala Florida?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Self-employed borrowers may need additional profit and loss statements. Florida lenders also require a property appraisal and title search.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances under the Truth in Lending Act. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time home buyers in Ocala?
Yes Florida offers the Florida Housing Finance Corporation programs including the Florida First and Florida HFA Preferred loans. These provide down payment assistance and competitive interest rates for qualified first time buyers. Local lenders in Ocala can explain eligibility requirements and income limits.