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19 agents listed
Updated May 2026
Ocala, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 19 mortgage lenders in Ocala, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Essex Mortgage
1417 N Magnolia Ave, Ocala, FL 34475
8888924070
Scott Shannon – The Shannon Team at Neighborhood Loans
Mortgage lenders in Ocala Florida help home buyers and homeowners secure financing for residential properties. These lenders guide you through loan programs including conventional FHA and VA loans. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Ocala lenders understand local market conditions in Marion County and can assist with properties in rural and suburban areas.
What Does a Mortgage Lender in Ocala Cost?
Mortgage lender costs in Florida typically include an origination fee of 0.5% to 1% of the loan amount. Closing costs in Ocala generally range from 2% to 5% of the purchase price. These costs cover appraisal title insurance recording fees and lender fees. Florida also charges a documentary stamp tax on mortgages at a rate of 0.35 per 100 dollars of the loan amount. Actual costs vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ocala Florida?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Self-employed borrowers may need additional profit and loss statements. Florida lenders also require a property appraisal and title search.
How long does the mortgage process take in Florida?
The typical mortgage process in Florida takes 30 to 45 days from application to closing. Florida law requires a three business day right of rescission for refinances under the Truth in Lending Act. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.