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Looking for a mortgage lender in Oldsmar? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Oldsmar, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Oldsmar, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Oldsmar Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Oldsmar real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Oldsmar Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees ranging from $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs in Florida usually total 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oldsmar Florida?
You typically need recent pay stubs, W 2 forms, tax returns for two years, bank statements, and a valid photo ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
Are there Florida specific mortgage programs for first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance and competitive interest rates. This program is available to qualified first time buyers in Oldsmar and throughout the state.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.