Find Mortgage Lenders Near You in Oviedo, FL
Browse mortgage lenders serving Oviedo, Florida. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 13 mortgage lenders in Oviedo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Oviedo Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. Florida also charges documentary stamp taxes on mortgages. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oviedo Florida?
You typically need pay stubs, tax returns, bank statements, and a valid photo ID. Florida lenders also require a property appraisal and title search. Your lender will provide a full list based on your loan type.
How long does the mortgage process take in Florida?
The average mortgage process in Florida takes 30 to 45 days from application to closing. Florida law requires a three-day rescission period for refinances. Delays can occur if additional documentation is needed.
Are there special mortgage programs for Florida first time home buyers?
Yes, Florida offers the Florida Housing Finance Corporation programs like the Florida First mortgage. These programs provide down payment assistance and competitive interest rates. Eligibility requirements apply based on income and credit score.