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Compare mortgage lenders in Palmetto Bay. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage lenders in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3054009674
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
3054337194
Our Circle Mortgage
9555 SW 175th Terrace SUITE 201, Palmetto Bay, FL 33157
3052973452
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
Dreamit Mortgage LLC - Pilar Garcia
9555 SW 175th Terrace ste 726, Palmetto Bay, FL 33157
3058034765
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
7867322585
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
7862140082
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
3053513182
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
3053235946
Mortgage lenders in Palmetto Bay Florida help residents secure home loans for purchasing or refinancing property. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the unique real estate market in Miami-Dade County and can guide you through the process.
What Does a Mortgage Lender in Palmetto Bay Cost?
Typical costs for a mortgage lender in Florida include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Palmetto Bay often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Palmetto Bay?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to get a mortgage in Palmetto Bay Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing for refinances, but not for purchase loans.
What are Florida specific mortgage regulations?
Florida requires lenders to be licensed through the Office of Financial Regulation. The state also has a homestead exemption that can reduce property taxes for primary residences.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.