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Mortgage Lenders in Palmetto Bay, FL

Looking for a mortgage lender in Palmetto Bay? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 9 mortgage lenders in Palmetto Bay, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9635 SW 181st Terrace, Palmetto Bay, FL 33157
(305) 400-9674 palmettobay366.prmgapp.com
Secure The Funding - Mortgage Broker
9555 SW 175th Terrace Suite 110, Palmetto Bay, FL 33157
(305) 433-7194 securethefunding.com
Our Circle Mortgage
9555 SW 175th Terrace SUITE 201, Palmetto Bay, FL 33157
(305) 297-3452 ourcirclemortgage.com
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
(786) 214-0082 home1mortgage.com
Dreamit Mortgage LLC - Pilar Garcia
9555 SW 175th Terrace ste 726, Palmetto Bay, FL 33157
(305) 803-4765
United Lending
14411 S Dixie Hwy Suite 209, Palmetto Bay, FL 33176
(786) 732-2585 unitedlending.com
HomeOne Mortgage
9555 SW 175th Terrace Suite 203, Palmetto Bay, FL 33157
(786) 214-0082 home1mortgage.com
E&H Mortgage Processing, LLC
9555 SW 175th Terrace Suite 209, Palmetto Bay, FL 33157
(305) 351-3182 ehprocessing.com
Jose Arpajon
9635 SW 181st Terrace, Palmetto Bay, FL 33157
(305) 323-5946 palmettobay366.prmgapp.com

Mortgage lenders in Palmetto Bay Florida help residents secure home loans for purchasing or refinancing property. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the unique real estate market in Miami-Dade County and can guide you through the process.

What Does a Mortgage Lender in Palmetto Bay Cost?

Typical costs for a mortgage lender in Florida include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Palmetto Bay often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Palmetto Bay?
You typically need pay stubs, tax returns, bank statements, and photo ID. Florida lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to get a mortgage in Palmetto Bay Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing for refinances, but not for purchase loans.