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Showing 2 mortgage lenders in Poinciana, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Addition Financial Credit Union - Poinciana
4620 Pleasant Hill Rd, Poinciana, FL 34759
8007719411
Nexa Mortgage -Kevin OConnor NMLS 427127
341 Vestrella Dr, Poinciana, FL 34759
2628937210
What Does a Mortgage Lender in Poinciana Cost?
Typical costs for a mortgage lender in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs in Florida generally range from 2 to 5 percent of the purchase price. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Poinciana Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government issued ID. Florida lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Poinciana Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application. Delays can occur if appraisal or title work takes longer than expected.
Are there Florida specific mortgage programs for first time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. These programs have income limits and require the borrower to complete a home buyer education course.