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Looking for a mortgage lender in Royal Palm Beach? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Royal Palm Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage lenders in Royal Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeHaven Lending : Jose Calvo Jr
1159 Royal Palm Beach Blvd, Royal Palm Beach, FL 33411
5618761327
Renaissance Home Loans
10205 Southern Blvd, Royal Palm Beach, FL 33411
8887535057
Stark Processing
115 Laurel Way, Royal Palm Beach, FL 33411
5613744384
Brandon & Melinda Niemela - One Stop Mortgage
685 Royal Palm Beach Blvd STE 105, Royal Palm Beach, FL 33411
5617634707
Chase Mortgage
1102 Royal Palm Beach Blvd, Royal Palm Beach, FL 33411
5617531871
PNC Mortgage
10031 Fox Trail Rd S, Royal Palm Beach, FL 33411
5613333449
Mortgage lenders in Royal Palm Beach Florida help homebuyers and homeowners secure financing for property purchases and refinances. Florida law requires lenders to be licensed through the Office of Financial Regulation and follow specific disclosure rules. Local lenders can guide you through the unique aspects of Florida real estate such as homestead exemptions and flood insurance requirements.
What Does a Mortgage Lender in Royal Palm Beach Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Royal Palm Beach?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance and may ask for flood insurance if the property is in a flood zone.
How long does it take to close on a mortgage in Florida?
A standard mortgage closing in Florida usually takes 30 to 45 days from application to final signing. This timeline can vary based on the loan type and the lenders current workload.
Are there special mortgage programs for Florida first time home buyers?
Yes the Florida Housing Finance Corporation offers the Florida First program with down payment assistance and competitive interest rates. Local lenders in Royal Palm Beach can help you apply for these state sponsored programs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.