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Looking for a mortgage lender in Safety Harbor? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Safety Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage lenders in Safety Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
8 Booth Blvd, Safety Harbor, FL 34695
7273850879
Brittney Wood, Loan Officer, NMLS # 1742360
737 Main St Suite 100 Office 4, Safety Harbor, FL 34695
8137082323
William Hunter, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
7277232100
Mortgage lenders in Safety Harbor Florida help home buyers and homeowners secure financing for property purchases and refinancing. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Pinellas County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Safety Harbor Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Safety Harbor Florida?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Florida lenders also require a property appraisal and title search.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three business day rescission period for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Safety Harbor Florida?
Yes, Florida offers the Florida HFA First Time Homebuyer Program which provides down payment assistance. Pinellas County also has local programs for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.