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Find Mortgage Lenders Near You in St. Augustine, FL
Looking for a mortgage lender in St. Augustine? Review the directory below to compare your options.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage lenders in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coast2Coast Mortgage Lending
125 B King St, St. Augustine, FL 32084
9044691579
Florida Mortgage Brokerage Voted Best Mortgage Broker 2022-2025 by GuideToFlorida Magazine
151 Pelican Reef Dr, St. Augustine, FL 32080
9046255548
Florida Mortgage Brokerage Voted Best Mortgage Broker 2022-2025 by GuideToFlorida Magazine
108 Sea Grove Main St suite c, St. Augustine, FL 32080
9044957515
Jimmy Todd - Coast2Coast Mortgage - NMLS 1608236
93 1/2 King St, St. Augustine, FL 32084
9045898372
On Q Home Loans | St. Augustine
975 S Ponce De Leon Blvd Suite E, St. Augustine, FL 32084
9045938661
Carmen Richardson NMLS# 375570 - Coast2Coast Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
9049947003
Katie Ditton - Ameris Bank Mortgage
4070 US-1, St. Augustine, FL 32086
3862378615
Stephanie M. Spink - Coast2Coast Mortgage Lending - NMLS: 908730
125 B King St, St. Augustine, FL 32084
3524548801
Wade Lewis | Coast2Coast | Mortgage Lending
93 1/2 King St, St. Augustine, FL 32084
3523473303
St. Augustine Mortgage | Fidelity Home Group
100 Island Cottage Way, St. Augustine, FL 32080
9046502900
Coast2Coast Mortgage Lending | Eric Marques
93 1/2 King St, St. Augustine, FL 32084
5133780911
Austin Ross -Mortgage Broker
125 B King St, St. Augustine, FL 32084
4062746015
First Home Equity Loans
88 Riberia St #150, St. Augustine, FL 32084
9044847392
Mortgage lenders in St. Augustine Florida help home buyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique property types and flood insurance requirements common in this historic coastal area.
What Does a Mortgage Lender in St. Augustine Cost?
Typical costs for a mortgage in Florida include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 0.5 percent of the purchase price. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Florida?
Mortgage lenders in Florida must hold a license from the Office of Financial Regulation. They must also register with the Nationwide Multistate Licensing System. This ensures they follow state lending laws and consumer protections.
How long does a mortgage loan typically take to close in Florida?
A standard mortgage loan in Florida usually closes in 30 to 45 days. Delays can occur due to appraisal issues or title work. Florida law requires a three day right of rescission for most refinances.
What documents are needed to apply for a mortgage in St Augustine?
You will need recent pay stubs, tax returns, bank statements, and a valid photo ID. Florida lenders also ask for proof of homeowners insurance. Self employed borrowers must provide two years of tax returns.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.