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Mortgage Lenders in Sunny Isles Beach, FL

Compare mortgage lenders in Sunny Isles Beach. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage lenders in Sunny Isles Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage Center
17100 Collins Ave, Sunny Isles Beach, FL 33160
8008489136
Florida Reverse Mortgage
250 Sunny Isles Blvd #2006, Sunny Isles Beach, FL 33160
3055239488
FREEDOM MORTGAGE
17011 N Bay Rd, Sunny Isles Beach, FL 33160
3059740330
Dot Mortgage Company LLC
323 Sunny Isles Blvd #700, Sunny Isles Beach, FL 33160
7866603921
PRMG
18246 Collins Ave Suite1, Sunny Isles Beach, FL 33160
7862173618

Mortgage lenders in Sunny Isles Beach Florida help home buyers and property owners secure financing for residential and investment properties. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the unique condo and high rise market in Sunny Isles Beach.

What Does a Mortgage Lender in Sunny Isles Beach Cost?

Typical costs for a mortgage lender in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Florida generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sunny Isles Beach Florida?
You typically need pay stubs, tax returns, bank statements, and a valid photo ID. Florida law also requires proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take in Florida?
The mortgage process in Florida usually takes 30 to 45 days from application to closing. Florida has a 7 day right of rescission for refinances under the Truth in Lending Act, which adds time.
Are there special mortgage programs for Florida first time home buyers?
Yes, Florida offers the Florida First program through the Florida Housing Finance Corporation. This program provides down payment assistance and competitive interest rates for eligible first time buyers.