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Find Mortgage Lenders Near You in Winter Garden, FL
Looking for a mortgage lender in Winter Garden? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 mortgage lenders in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cassidy Mortgage Team powered by Nationwide Mortgage Bankers
213 S Dillard St Suite 320-F, Winter Garden, FL 34787
4073530009
Dalia Elbiherie Mortgage Broker-Nationwide Mortgage Advisors
12200 W Colonial Dr Ste200A, Winter Garden, FL 34787
4072944707
Beacon Mortgage
13340 W Colonial Dr Suite 240, Winter Garden, FL 34787
4077182223
Mortgage lenders in Winter Garden Florida help homebuyers and homeowners secure financing for residential properties. Florida law requires lenders to be licensed through the Office of Financial Regulation and follow specific disclosure rules. Local lenders understand the Winter Garden market and can guide you through the process.
What Does a Mortgage Lender in Winter Garden Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Winter Garden generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Winter Garden?
You typically need pay stubs, tax returns, bank statements, and identification. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Florida?
The process usually takes 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances but not for purchase loans.
Are there special mortgage programs for Florida first time buyers?
Yes, Florida offers the Florida First program through the Florida Housing Finance Corporation. It provides down payment assistance and competitive interest rates for qualified buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.