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Browse mortgage lenders serving Zephyrhills, Florida. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 mortgage lenders in Zephyrhills, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trax Credit Union
36239 Pure Water Wy, Zephyrhills, FL 33541
8138008729
Amy Chappell | SouthState Mortgage
6930 Gall Blvd, Zephyrhills, FL 33542
8137803310
Suncoast Credit Union
32745 Eiland Blvd, Zephyrhills, FL 33545
8009995887
OneMain Financial
7864 Gall Blvd, Zephyrhills, FL 33541
8137885859
The DeJesus Group
7810 Gall Blvd UNIT 323, Zephyrhills, FL 33541
8132998962
Truist
7809 Gall Blvd, Zephyrhills, FL 33541
8138624274
Emilio
6982 Fort King Rd, Zephyrhills, FL 33541
8137242037
Home Capital Corporation
38349 Co Rd 54 suite a, Zephyrhills, FL 33542
3523035385
Chase Mortgage
7800 Gall Blvd, Zephyrhills, FL 33541
8137806021
Peggy Warner Bolden - Truist Mortgage Loan Officer
7809 Gall Blvd, Zephyrhills, FL 33541
8133805489
Mortgage lenders in Zephyrhills Florida help home buyers and homeowners secure loans for purchase or refinance. Florida law requires lenders to be licensed through the Florida Office of Financial Regulation. Local lenders understand the Zephyrhills real estate market and can guide you through state specific closing procedures.
What Does a Mortgage Lender in Zephyrhills Cost?
Typical mortgage lender costs in Florida include an origination fee of 0.5% to 1% of the loan amount and third party fees for appraisal, title search, and credit report. Closing costs in Florida usually range from 2% to 5% of the purchase price. Some lenders charge a flat fee of $1,000 to $2,000 for processing. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Zephyrhills?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage approval take in Florida?
Most mortgage approvals in Florida take 30 to 45 days from application to closing. Florida law allows a three day rescission period for refinances. Pre approval can happen within a few days.
Are there Florida specific mortgage programs for first time buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with down payment assistance. Local lenders in Zephyrhills can help you apply. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.