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Mortgage Lenders in Athens, GA

Compare mortgage lenders in Athens. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 12 mortgage lenders in Athens, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charlie Fleming, Remarkable Mortgage
One Press Pl Suite 201, Athens, GA 30601
(404) 213-2447 meetremarkable.com
Joe Bishop - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(706) 340-3972 bankers.amerisbank.com
Cleveland Miller - BankSouth Mortgage Loan Officer
100 Athens Town Blvd Ste 2, Athens, GA 30606
(336) 455-1153 banksouthmortgage.com
Capital City Home Loans
1045 S Milledge Ave Suite 201, Athens, GA 30605
(706) 424-2275 cchl.com
Clyde The Mortgage Guy: Clyde Penton, Mortgage Lender NMLS #979755
1494 Prince Ave, Athens, GA 30606
(404) 604-7013 clydethemortgageguy.com
Athens Mortgage
710 S Milledge Ave, Athens, GA 30605
(706) 369-9307 athensmortgage.net
Derek Conley - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(678) 920-3786 bankers.amerisbank.com
Beth Wells | SouthState Mortgage
455 Epps Bridge Pkwy, Athens, GA 30606
(706) 433-0477 southstatebank.com
Andy Eastman - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(706) 255-4493 bankers.amerisbank.com
Brenda Smith - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(770) 403-3551 bankers.amerisbank.com
Metro Mortgage of Georgia Inc
3722 Atlanta Hwy #3, Athens, GA 30606
(706) 543-8820 metromortgageofgeorgiainc.com
Commercial Lending Athens GA
175 Cohen St D, Athens, GA 30601
(706) 521-6659 happyinvestmentsinc.com

Mortgage lenders in Athens Georgia help homebuyers and homeowners secure financing for residential properties. Georgia law requires mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Local lenders understand the Athens housing market including areas like Five Points and the Normaltown neighborhood.

What Does a Mortgage Lender in Athens Cost?

Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Athens generally total 2 to 5 percent of the purchase price. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Athens Georgia?
You typically need pay stubs, tax returns, bank statements, and photo identification. Georgia lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage approval process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law does not set a specific timeline but most lenders aim for a 30 day closing period. Delays can occur if additional documentation is needed.

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