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Looking for a mortgage lender in Athens? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 12 mortgage lenders in Athens, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charlie Fleming, Remarkable Mortgage
One Press Pl Suite 201, Athens, GA 30601
4042132447
Joe Bishop - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7063403972
Cleveland Miller - BankSouth Mortgage Loan Officer
100 Athens Town Blvd Ste 2, Athens, GA 30606
3364551153
Capital City Home Loans
1045 S Milledge Ave Suite 201, Athens, GA 30605
7064242275
Clyde The Mortgage Guy: Clyde Penton, Mortgage Lender NMLS #979755
1494 Prince Ave, Athens, GA 30606
4046047013
Athens Mortgage
710 S Milledge Ave, Athens, GA 30605
7063699307
Derek Conley - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
6789203786
Beth Wells | SouthState Mortgage
455 Epps Bridge Pkwy, Athens, GA 30606
7064330477
Andy Eastman - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7062554493
Brenda Smith - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
7704033551
Metro Mortgage of Georgia Inc
3722 Atlanta Hwy #3, Athens, GA 30606
7065438820
Commercial Lending Athens GA
175 Cohen St D, Athens, GA 30601
7065216659
Mortgage lenders in Athens Georgia help homebuyers and homeowners secure financing for residential properties. Georgia law requires mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Local lenders understand the Athens housing market including areas like Five Points and the Normaltown neighborhood.
What Does a Mortgage Lender in Athens Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs in Athens generally total 2 to 5 percent of the purchase price. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Athens Georgia?
You typically need pay stubs, tax returns, bank statements, and photo identification. Georgia lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage approval process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law does not set a specific timeline but most lenders aim for a 30 day closing period. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time home buyers in Georgia?
Yes the Georgia Department of Community Affairs offers the Georgia Dream program for first time buyers. This program provides down payment assistance up to 7500 dollars. Borrowers must meet income limits and complete a homebuyer education course.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.