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Directory of mortgage lenders in Locust Grove, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Locust Grove, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 8 mortgage lenders in Locust Grove, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Becky Brown
3536 GA-42, Locust Grove, GA 30248
7708705120
New American Funding - Stockbridge, GA
3536 GA-42, Locust Grove, GA 30248
6782033494
Ameris Bank
4979 Bill Gardner Pkwy, Locust Grove, GA 30248
7705079502
Northpoint Mortgage
100 Park 42 Dr Suite B, Locust Grove, GA 30248
4707353840
New American Funding - Vivian Archer
3536 GA-42, Locust Grove, GA 30248
6788982603
New American Funding - KC Lorow
3536 GA-42, Locust Grove, GA 30248
7708705155
New American Funding - Kacee Land
3536 GA-42, Locust Grove, GA 30248
6789031840
Home Express Mortgage Joe Farro, Certified Mortgage Planner
4086 GA-42, Locust Grove, GA 30248
6782896600
Mortgage lenders in Locust Grove, Georgia help home buyers and homeowners secure financing for property purchases and refinancing. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Henry County real estate market and can guide you through Georgia specific closing procedures.
What Does a Mortgage Lender in Locust Grove Cost?
Typical mortgage lender costs in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees between $400 and $700, and title insurance averaging $1,000 to $2,000. Closing costs in Henry County generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Locust Grove Georgia?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid government ID. Georgia lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Georgia?
A typical mortgage closing in Georgia takes 30 to 45 days from application to funding. Georgia law allows a seven day right of rescission for refinances on your primary residence.
What are the typical credit score requirements for a mortgage in Georgia?
Conventional loans usually require a credit score of 620 or higher. FHA loans may accept scores as low as 580 with a 3.5 percent down payment. Georgia lenders follow federal guidelines for minimum credit standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.