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Directory of mortgage lenders in Martinez, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Martinez, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 mortgage lenders in Martinez, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
James Gay Mortgage Lender
4210 Columbia Rd #17A, Martinez, GA 30907
8032152412
Mark Halvorsen
4210 Columbia Rd #17A, Martinez, GA 30907
8773141499
Guild Mortgage - John Lindberg
4070 Columbia Rd Suite 240b & 240c, Martinez, GA 30907
8433337370
Guild Mortgage - Christopher Harod
4070 Columbia Rd Suite 240b & 240c, Martinez, GA 30907
8648887542
Martinez residents seeking a mortgage lender can work with local banks credit unions and mortgage brokers to secure home loans. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Many lenders in Martinez offer conventional FHA VA and USDA loans to match different buyer needs.
What Does a Mortgage Lender in Martinez Cost?
Typical costs for a mortgage in Georgia include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Martinez Georgia?
You typically need pay stubs W-2 forms tax returns bank statements and a government issued ID. Georgia lenders also require a credit check and proof of assets for the down payment.
How long does it take to close on a home loan in Georgia?
A standard mortgage closing in Georgia usually takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer than expected.
Are there Georgia specific rules for mortgage interest rates?
Georgia does not set maximum interest rates for most mortgages but does have usury laws for smaller loans. Rates are determined by the lender based on market conditions and your credit profile.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.