Find Mortgage Lenders Near You in Union City, GA
Browse mortgage lenders serving Union City, Georgia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Georgia before hiring.
Showing 8 mortgage lenders in Union City, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Union City, Georgia help homebuyers and homeowners secure financing for residential properties. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Local lenders can guide you through conventional, FHA, VA, and USDA loan programs available in Fulton County.
What Does a Mortgage Lender in Union City Cost?
Typical mortgage lender costs in Georgia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums around $1,000 to $2,000. Closing costs in Union City generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Union City?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. Georgia lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law sets a minimum three-day waiting period after you receive the Closing Disclosure before you can sign final documents.
Are there special mortgage programs for first-time homebuyers in Georgia?
Yes, the Georgia Dream program through the Georgia Department of Community Affairs offers down payment assistance and favorable rates for eligible first-time buyers. Union City residents may also qualify for local Fulton County programs.