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Looking for a mortgage lender in Ewa Beach? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ewa Beach, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 5 mortgage lenders in Ewa Beach, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Larry Gonzales, Sr. Loan Officer, VA Loan Advocate
91-1270 Kaikohola St, Ewa Beach, HI 96706
8083485287
ALOHA HOMES
91-1121 Keaunui Dr Suite 108/ #190, Ewa Beach, HI 96706
8083939966
Pearl Hawaii Federal Credit Union
91-1401 Fort Weaver Rd #A102, Ewa Beach, HI 96706
8087374328
Mortgage Jake - Hawaii Mortgage Experts
91-1121 Keaunui Dr Suite 200, Ewa Beach, HI 96706
8089831075
Hawaii Mortgage Experts
91-1121 Keaunui Dr Suite 200, Ewa Beach, HI 96706
8089831080
Ewa Beach home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. Hawaii has unique property laws and a high cost of living that affect loan options. A local lender can help you understand Hawaii specific requirements such as condominium project approvals and lava zone insurance rules.
What Does a Mortgage Lender in Ewa Beach Cost?
Mortgage lender costs in Hawaii typically include an origination fee of 0.5 to 1 percent of the loan amount, plus third party fees for appraisal, title search, and escrow. Total closing costs often range from 2 to 5 percent of the purchase price. For a $500,000 home, closing costs may be between $10,000 and $25,000. These figures vary by loan type, property location, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ewa Beach?
You typically need pay stubs, tax returns, bank statements, and photo ID. Hawaii lenders may also ask for a copy of your lease if you are buying a leasehold property. Self employed borrowers may need additional profit and loss statements.
How long does it take to close a home loan in Hawaii?
A standard mortgage closing in Hawaii usually takes 30 to 45 days. Delays can occur if the property is in a lava zone or requires a special condominium approval. Your lender will provide a timeline estimate at the start of the process.
Are there special mortgage programs for Hawaii residents?
Yes. The Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for first time buyers. Active duty military and veterans may qualify for VA loans with no down payment. Check with your lender for current program availability.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.