Find Mortgage Lenders in Kahului, HI
Compare mortgage lenders in Kahului. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Hawaii before hiring.
Showing 12 mortgage lenders in Kahului, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Kahului, Hawaii help residents and newcomers secure home loans for properties on Maui. Hawaii has unique laws regarding condominium ownership and leasehold land, which can affect financing. Local lenders understand these factors and can guide you through the process.
What Does a Mortgage Lender in Kahului Cost?
Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance of $1,500 to $3,000. Closing costs in Kahului often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kahului?
You typically need pay stubs, tax returns, bank statements, and a valid ID. For Hawaii loans, you may also need a leasehold agreement or condominium documents if applicable.
How long does it take to close a mortgage in Hawaii?
Closing usually takes 30 to 45 days from application. Hawaii law requires a title search and escrow process, which can add a few days compared to mainland states.
Are there special loan programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and low-interest loans for qualified buyers. USDA loans are also available for rural areas on Maui.