Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 10 mortgage lenders in Kapolei, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ohana Mortgage Solutions - Steve Marks, Mortgage Broker
91-1011 Holunape St, Kapolei, HI 96707
(808) 517-5167
ohanamortgage.com
All Reverse Mortgage, Inc. (ARLO )
4880 Kapolei Pkwy k208, Kapolei, HI 96707
(808) 707-7737
reverse.mortgage
What Does a Mortgage Lender in Kapolei Cost?
Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $800, and title insurance costs of $1,000 to $2,500. Escrow fees in Hawaii average $1,200 to $2,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kapolei?
You typically need pay stubs, tax returns, bank statements, and a valid Hawaii ID. Lenders also require a property appraisal and title report. Requirements vary by loan type.
How long does mortgage approval take in Hawaii?
The full mortgage process in Hawaii usually takes 30 to 45 days from application to closing. Hawaii law requires a three business day right of rescission for refinances under federal truth in lending rules.
Are there special mortgage programs for Hawaii residents?
Yes, the Hawaii Housing Finance and Development Corporation offers down payment assistance and first time home buyer programs. These programs have income limits and require homebuyer education courses.