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Looking for a mortgage lender in Mililani? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Mililani, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 6 mortgage lenders in Mililani, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans Mortgage of America - Hawaii
95-1023 Wekiu St, Mililani, HI 96789
8083069117
HI Velocity Mortgage
94-498 Alapoai St, Mililani, HI 96789
8087271055
OneMain Financial
95-1249 Meheula Pkwy Ste 124, Mililani, HI 96789
8086250422
Title Guaranty Mililani
95-1095 ʻĀinamakua Dr #1, Mililani, HI 96789
8086302344
Violet Miranda Residential & Commercial
94-250 Awiwi Pl, Mililani, HI 96789
8084887749
Violet Miranda Re
94-250 Awiwi Pl, Mililani, HI 96789
8086234482
Mortgage lenders in Mililani Hawaii help home buyers and homeowners secure financing for property on Oahu. Hawaii has unique rules such as the condominium property regime law which affects loans for apartments and townhomes. Local lenders understand the Mililani market and can guide you through the process from pre approval to closing.
What Does a Mortgage Lender in Mililani Cost?
Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount and third party fees such as appraisal 500 to 700 dollars and title insurance 800 to 1500 dollars. Closing costs in Hawaii generally range from 2 to 5 percent of the purchase price. Note that costs vary by loan type property location and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mililani?
You typically need pay stubs tax returns bank statements and a valid Hawaii ID. Lenders also require a credit check and proof of employment. For self employed borrowers additional income documentation may be needed.
How long does it take to close a mortgage in Hawaii?
A standard mortgage closing in Hawaii usually takes 30 to 45 days. Delays can occur due to appraisal backlogs or title issues. Hawaii law requires a title search and escrow process which adds time.
Are there special loan programs for Hawaii residents?
Yes the Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for qualified buyers. There are also USDA loans for rural areas on Oahu and FHA loans with lower down payments. Check with your lender for eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.