Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 6 mortgage lenders in Mililani, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans Mortgage of America - Hawaii
95-1023 Wekiu St, Mililani, HI 96789
(808) 306-9117
asktonydias.com
OneMain Financial
95-1249 Meheula Pkwy Ste 124, Mililani, HI 96789
(808) 625-0422
onemainfinancial.com
What Does a Mortgage Lender in Mililani Cost?
Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount and third party fees such as appraisal 500 to 700 dollars and title insurance 800 to 1500 dollars. Closing costs in Hawaii generally range from 2 to 5 percent of the purchase price. Note that costs vary by loan type property location and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mililani?
You typically need pay stubs tax returns bank statements and a valid Hawaii ID. Lenders also require a credit check and proof of employment. For self employed borrowers additional income documentation may be needed.
How long does it take to close a mortgage in Hawaii?
A standard mortgage closing in Hawaii usually takes 30 to 45 days. Delays can occur due to appraisal backlogs or title issues. Hawaii law requires a title search and escrow process which adds time.
Are there special loan programs for Hawaii residents?
Yes the Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for qualified buyers. There are also USDA loans for rural areas on Oahu and FHA loans with lower down payments. Check with your lender for eligibility.