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10 agents listed
Updated May 2026
Wailuku, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 10 mortgage lenders in Wailuku, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sapphire Mortgage
14 Mo'olu St, Wailuku, HI 96793
8082428110
Miki Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8082645213
Ime Fernandez - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8086336524
Henedina Jessop
1885 Main St Ste 108, Wailuku, HI 96793
8089378133
Ray Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8083883820
SecurityNational Mortgage Company
1955 Main St #301, Wailuku, HI 96793
8448208699
Mortgage Choices
270 Hookahi St, Wailuku, HI 96793
8082445518
Kara Beltran - SecurityNational Mortgage Company Loan Officer
1955 Main St #301, Wailuku, HI 96793
8082831640
Movement Mortgage
70 Kanoa St Suite 103, Wailuku, HI 96793
8773141499
Kisha Kawakami, Movement Mortgage
70 Kanoa St Suite 103, Wailuku, HI 96793
8082818099
Mortgage lenders in Wailuku Hawaii help home buyers and homeowners secure financing for residential properties. Hawaii has unique laws such as condominium property regimes and leasehold land considerations that can affect loan terms. Local lenders are familiar with these rules and the Wailuku real estate market.
What Does a Mortgage Lender in Wailuku Cost?
Typical costs for a mortgage lender in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs in Wailuku usually range from 2 to 5 percent of the purchase price. These costs vary by loan type and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are common in Wailuku Hawaii?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Hawaii also has special programs like the Hula Mae Single Family Loan program for qualified buyers. Leasehold properties may require specific lender approval.
Do Hawaii mortgage lenders require a higher down payment?
Down payment requirements vary by loan type. Conventional loans often ask for 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. Hawaii has no state law mandating a specific minimum down payment beyond federal guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.