Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Hawaii before hiring.
Showing 9 mortgage lenders in Waipahu, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aloha Lending Services, LLC
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(808) 671-0977
alohalendingservices.com
Justin Akuna - Infinite Financial, LLC
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(808) 218-4095
infinitefinancialllc.com
What Does a Mortgage Lender in Waipahu Cost?
Typical costs for a mortgage in Hawaii include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Closing costs usually total 2 to 5 percent of the purchase price. Hawaii also charges a general excise tax of 0.15 percent on the loan amount. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waipahu?
You typically need pay stubs tax returns bank statements and photo ID. Hawaii lenders may also ask for proof of Hawaii residency if you are a recent arrival.
How long does the mortgage process take in Hawaii?
The process usually takes 30 to 45 days from application to closing. Hawaii law requires a title search and escrow period which can add a few days.
Are there special mortgage programs for Hawaii residents?
Yes the Hawaii Housing Finance and Development Corporation offers down payment assistance and low interest loans for qualified buyers. These programs have income limits and property location requirements.