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Find Mortgage Lenders Near You in Ammon, ID

Directory of mortgage lenders in Ammon, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Ammon, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Idaho before hiring.
Showing 5 mortgage lenders in Ammon, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Barbra Summerhill, Your Idaho Wholesale Mortgage Specialist NMLS ID # 1860248
885 Newgate Dr, Ammon, ID 83406
(208) 538-4118 barbrasummerhillmortgage.com
First Colony Mortgage - The Maloney Team
1325 Ammon Park Dr, Ammon, ID 83406
(208) 243-9810
First Colony Mortgage Idaho Falls Branch
1325 Ammon Park Dr, Ammon, ID 83406
(208) 243-9810 firstcolonymortgage.com
Chase Mortgage
1711 S 25th E, Ammon, ID 83406
(208) 524-4880 chase.com
Chase Home Lending
1711 S 25th E, Ammon, ID 83406
(332) 799-3760 homelendingadvisor.chase.com

Mortgage lenders in Ammon Idaho help residents secure home loans for purchasing or refinancing property. Idaho law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Ammon real estate market and can guide you through conventional FHA or VA loan programs.

What Does a Mortgage Lender in Ammon Cost?

Typical costs for a mortgage lender in Idaho include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars. Costs vary by loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Ammon Idaho?
You will need pay stubs tax returns bank statements and photo identification. Idaho lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Idaho?
The typical mortgage process in Idaho takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability.
Are there Idaho specific laws about mortgage lending?
Yes Idaho follows the Idaho Residential Mortgage Practices Act. Lenders must provide a Good Faith Estimate and a Loan Estimate within three business days of application.

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