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Directory of mortgage lenders in Alton, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Alton, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage lenders in Alton, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
192 Alton Square Mall Dr d, Alton, IL 62002
6184332815
World Finance
1752 Homer M Adams Pkwy, Alton, IL 62002
6184659330
Heights Finance
228 Regional Dr, Alton, IL 62002
6184620139
Mariner Finance
1837 Homer M Adams Pkwy Suite G-2, Alton, IL 62002
6184662728
Regional Finance
1837 Homer M Adams Pkwy Suite Q, Alton, IL 62002
6186192641
1st MidAmerica Credit Union
3553 College Ave, Alton, IL 62002
6182583168
OneMain Financial
215 E Center Dr d, Alton, IL 62002
6184652566
Associated Bank
104 Homer M Adams Pkwy, Alton, IL 62002
6184654422
Busey Bank
4415 Martin Luther King Dr, Alton, IL 62002
6184676700
First Mid Bank & Trust
111 E 4th St, Alton, IL 62002
6186191200
Sports Afield Mortgage
3644 Fosterburg Rd, Alton, IL 62002
6184946491
Heartland Bank and Trust Company
200 Homer M Adams Pkwy, Alton, IL 62002
6184655656
Preferred Mortgage Services, Inc.
2375 East Homer M Adams Pkwy, Alton, IL 62002
6184635700
US Bank Mortgage
2627 State St, Alton, IL 62002
8008722657
Mortgage lenders in Alton, Illinois help homebuyers secure financing for residential properties. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Alton real estate market and can guide you through the process.
What Does a Mortgage Lender in Alton Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Alton?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does mortgage approval take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three-day review period after the Closing Disclosure is provided. Delays can occur if additional documents are needed.
Are there special mortgage programs for Illinois first-time buyers?
Yes, the Illinois Housing Development Authority offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.