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Find Mortgage Lenders in Batavia, IL

Directory of mortgage lenders in Batavia, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Batavia, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage lenders in Batavia, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Initial Mortgage, Inc.
108 1st St Suite 1, Batavia, IL 60510
8884064252
Chase Home Lending
5 N Randall Rd, Batavia, IL 60510
6304065518
BMO Harris Bank Mortgage
155 W Wilson St, Batavia, IL 60510
6308792600

Mortgage lenders in Batavia Illinois help homebuyers and homeowners secure loans for purchasing or refinancing property. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Fox Valley housing market and can guide you through state-specific regulations like the Illinois Residential Mortgage License Act.

What Does a Mortgage Lender in Batavia Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,000. Closing costs in Illinois generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Batavia Illinois?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Illinois lenders may also require proof of homeowners insurance before closing.
How long does it take to close a mortgage in Illinois?
A typical mortgage closing in Illinois takes 30 to 45 days from application. The Illinois Residential Mortgage License Act requires lenders to provide a Closing Disclosure at least three business days before the closing date.
Are there special mortgage programs for first-time homebuyers in Illinois?
Yes, the Illinois Housing Development Authority offers programs like the IHDA Mortgage with down payment assistance. These programs have income limits and require a homebuyer education course.