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Find Mortgage Lenders Near You in Crystal Lake, IL
Looking for a mortgage lender in Crystal Lake? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Crystal Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage lenders in Crystal Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bryan Reed, Mortgage Lender NMLS #220817
3 W Crystal Lake Ave Unit 1, Crystal Lake, IL 60014
8474778738
Home State Bank
40 Grant St, Crystal Lake, IL 60014
8154592000
New American Funding - Brian Augustine
970 McHenry Ave Suites A-1 to A-4, Crystal Lake, IL 60014
8472045710
Aplos Mortgage
282 Memorial Ct C, Crystal Lake, IL 60014
8155267711
Mortgage Capital Group, Inc.
64 E Crystal Lake Ave, Crystal Lake, IL 60014
8154554422
Jerry DuPaw at Rate (NMLS #631478)
35 Berkshire Dr Unit 12, Crystal Lake, IL 60014
8478155628
Tricia Schultz at Rate (NMLS #200934)
35 Berkshire Dr #12, Crystal Lake, IL 60014
8472322720
Kristine Tonkin-U.S. Bank Mortgage
350 Commonwealth Dr, Crystal Lake, IL 60014
8157882650
Hard Money Lenders Crystal Lake IL
360 Memorial Dr, Crystal Lake, IL 60014
9564260658
Mortgage lenders in Crystal Lake Illinois help home buyers and homeowners secure financing for residential properties. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Crystal Lake offers a mix of suburban homes and new construction, making local lender knowledge valuable for navigating property values and taxes.
What Does a Mortgage Lender in Crystal Lake Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Crystal Lake range from 2% to 5% of the purchase price. These estimates vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Crystal Lake?
You typically need pay stubs, tax returns, bank statements, and photo ID. Illinois lenders also require a signed application and a credit check. The exact list depends on your loan type and employment status.
How long does a mortgage closing take in Illinois?
A standard mortgage closing in Illinois takes 30 to 45 days from application to final signing. Illinois law mandates a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
Are there specific Illinois laws about mortgage interest rates?
Illinois does not cap mortgage interest rates for most loans. However, the Illinois Interest Act limits rates on certain small loans. Lenders must disclose the annual percentage rate APR in the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.