Find Mortgage Lenders Near You in Edwardsville, IL
Compare mortgage lenders in Edwardsville. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Illinois before hiring.
Showing 6 mortgage lenders in Edwardsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Edwardsville Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Edwardsville?
You will need recent pay stubs, tax returns, bank statements, and proof of identification. Illinois lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for refinances, which can extend the timeline.
Are there special mortgage programs for first time buyers in Illinois?
Yes, the Illinois Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income limits and require a homebuyer education course.