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Directory of mortgage lenders in Fox Lake, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Fox Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 mortgage lenders in Fox Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2 W Grand Ave Ste 102, Fox Lake, IL 60020
8475878202
Chase Mortgage
1382 N US Hwy 12, Fox Lake, IL 60020
8475871026
BMO Harris Bank - Mortgage Banker (Phil Sweeney)
1310 N US Hwy 12, Fox Lake, IL 60020
8157800904
PNC Mortgage
66 E Grand Ave, Fox Lake, IL 60020
8475870601
Roc L.O. mortgages
31 Montego Colony APT 6, Fox Lake, IL 60020
8474952772
Fox Lake home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Illinois law requires mortgage lenders to be licensed through the Illinois Department of Financial and Professional Regulation. A lender can guide you through loan options such as conventional FHA or VA loans and help you understand local property tax implications in Lake County.
What Does a Mortgage Lender in Fox Lake Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and a credit report fee of 30 to 50 dollars. Closing costs in Lake County often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fox Lake Illinois?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Illinois lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day rescission period for refinances after closing documents are signed.
Are there special mortgage programs for first time home buyers in Illinois?
Yes the Illinois Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.