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Find Mortgage Lenders Near You in Geneva, IL

Looking for a mortgage lender in Geneva? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Geneva, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage lenders in Geneva, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Matts - Matt Paradis & Matt Del Giudice at Guaranteed Rate
1 W State St Suite 300, Geneva, IL 60134
6302125873
Premier Financial Services Inc
206 W State St #202, Geneva, IL 60134
6302324800
Neighborhood Loans: Geneva, IL - NMLS# 222982
1542 S Randall Rd suite 100, Geneva, IL 60134
6302464777
Copper Funding LLC
22 S 4th St, Geneva, IL 60134
6304479482
Compass Mortgage, Inc.
477 S 3rd St #250, Geneva, IL 60134
6304456300
Larry LoVetere at Rate (NMLS #224678)
1 W State St Suite 300, Geneva, IL 60134
3312145662
Rate
1 W State St Suite 300, Geneva, IL 60134
6303647535
Dave Zarembski at Rate (NMLS #372530)
1 W State St Suite 300, Geneva, IL 60134
6303136211
Inland Home Mortgage
1900 W State St, Geneva, IL 60134
8473663191

Mortgage lenders in Geneva Illinois help homebuyers and homeowners secure financing for residential properties. Illinois law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Geneva real estate market and can guide you through conventional FHA VA or USDA loan options.

What Does a Mortgage Lender in Geneva Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance which can cost 500 to 1500 dollars. Closing costs in Illinois generally range from 2 to 5 percent of the purchase price. These costs vary by loan type property value and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Geneva Illinois?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo ID. Self-employed borrowers may need additional profit and loss statements. Requirements vary by lender and loan type.
How long does the mortgage process take in Illinois?
The mortgage process in Illinois usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal issues or document verification. Your lender will provide a timeline estimate after reviewing your application.
Are there Illinois specific mortgage programs for first time buyers?
Yes the Illinois Housing Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course. Check with your lender for current availability.