Find Mortgage Lenders Near You in Gurnee, IL
Looking for a mortgage lender in Gurnee? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Illinois before hiring.
Showing 13 mortgage lenders in Gurnee, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Gurnee Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Lake County generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gurnee Illinois?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid photo ID. Illinois lenders may also ask for proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Illinois?
The average mortgage closing in Illinois takes 30 to 45 days from application to funding. Illinois law requires a three business day right of rescission for refinances, which can extend the timeline.
What are the current mortgage interest rates in Gurnee Illinois?
Mortgage rates in Gurnee change daily based on market conditions and your personal credit profile. Contact local lenders for a personalized rate quote as rates vary by loan type and down payment amount.