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Directory of mortgage lenders in Hampshire, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Hampshire, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Hampshire, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lifestone Mortgage Corporation
242 S State St, Hampshire, IL 60140
8479943000
Epic Mortgage
113 W Oak Knoll Dr, Hampshire, IL 60140
8889863742
Mortgage lenders in Hampshire, Illinois help homebuyers and homeowners secure financing for property purchases and refinancing. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Hampshire real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Hampshire Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. Illinois also charges a mortgage recording tax of $0.50 per $100 of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hampshire Illinois?
You will need proof of income such as pay stubs and tax returns, bank statements, and a valid ID. Illinois lenders also require a credit check and property appraisal. Specific requirements may vary by loan type and lender.
How long does the mortgage process take in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive the Closing Disclosure before you can close. Delays can occur due to appraisal or title issues.
Are there first time home buyer programs in Hampshire Illinois?
Yes, Illinois offers the IHDA First Time Home Buyer program with down payment assistance and lower interest rates. Hampshire residents may also qualify for Kane County home buyer assistance programs. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.