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2 agents listed
Updated May 2026
Lake Villa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Lake Villa, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Julie Ano - Mortgage Lender; First American Bank
500 E Grand Ave, Lake Villa, IL 60046
8474038482
Wintrust Mortgage
345 S Milwaukee Ave, Lake Villa, IL 60046
8472650300
Mortgage lenders in Lake Villa Illinois help homebuyers and homeowners secure financing for property purchases and refinances. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Lake Villa borrowers can work with local lenders who understand the specific housing market in Lake County.
What Does a Mortgage Lender in Lake Villa Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Lake County generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Villa Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders also require a signed application and authorization to check your credit report.
How long does the mortgage process take in Illinois?
The mortgage process in Illinois usually takes 30 to 45 days from application to closing. Illinois law sets a minimum 3 business day review period for the Closing Disclosure before you can sign final papers.
What is the minimum down payment for a home loan in Lake Villa?
Minimum down payments vary by loan type. FHA loans require 3.5 percent down, conventional loans often require 5 percent, and VA loans may require zero down for eligible borrowers. Illinois first time homebuyer programs may offer lower down payment options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.