Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage lenders in Lake Zurich, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dovenmuehle Mortgage
1 Corporate Dr Ste 360, Lake Zurich, IL 60047
8006694268
Fairway Independent Mortgage Corporation
444 S Rand Rd Ste 303, Lake Zurich, IL 60047
8474879915
Matt Brua
444 S Rand Rd Ste 303, Lake Zurich, IL 60047
8474879915
Chase Home Lending
455 S Rand Rd, Lake Zurich, IL 60047
6304428918
PNC Mortgage
111 N Quentin Rd, Lake Zurich, IL 60047
8475404523
Chase Mortgage
One First bank Plaza, 444 S Rand Rd, Lake Zurich, IL 60047
8477264410
Joe Romano - PNC Mortgage Loan Officer (NMLS #576293)
111 N Quentin Rd, Lake Zurich, IL 60047
8479515639
Mortgage, Bank of America
790 W Main St, Lake Zurich, IL 60047
2242283709
Kevin Steermann - Chase Home Lending Advisor - NMLS ID 1374729
455 S Rand Rd, Lake Zurich, IL 60047
6304428918
What Does a Mortgage Lender in Lake Zurich Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake Zurich?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Illinois lenders also require a credit check and an appraisal of the property. Your lender will give you a complete list based on your loan type.
How long does it take to close on a mortgage in Illinois?
The average time to close a mortgage in Illinois is 30 to 45 days. Delays can happen if there are issues with the appraisal or your credit report. Your lender will provide a timeline specific to your situation.
Are there special mortgage programs for first-time home buyers in Illinois?
Yes, Illinois offers the IHDA SmartBuy and SmartMove programs for first-time buyers. These programs provide down payment assistance and competitive rates. You must meet income and purchase price limits to qualify.