Skip to main content

Mortgage Lenders in Loves Park, IL

Directory of mortgage lenders in Loves Park, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Loves Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage lenders in Loves Park, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Karina Flores - Fairway Independent Mortgage
6278 E Riverside Blvd, Loves Park, IL 61111
8155406440
Fairway Independent Mortgage Corporation
6278 E Riverside Blvd, Loves Park, IL 61111
8159662010
Kari Pierce, Rockford Bell Credit Union
4225 N Perryville Rd, Loves Park, IL 61111
8156362100
US Bank Mortgage
5629 N 2nd St, Loves Park, IL 61111
8008722657
Chase Mortgage
7997 N Alpine Rd, Loves Park, IL 61111
8156541441
PNC Mortgage
5817 N 2nd St, Loves Park, IL 61111
8156335050

Mortgage lenders in Loves Park, Illinois help home buyers and homeowners secure financing for home purchases, refinances, and construction loans. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Loves Park real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Loves Park Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Illinois usually range from 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Loves Park?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Illinois?
The mortgage process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day rescission period for refinances after closing.
Are there special mortgage programs for Illinois first time home buyers?
Yes, the Illinois Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.