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Compare Mortgage Lenders in Mendota, IL

Directory of mortgage lenders in Mendota, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Mendota, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 mortgage lenders in Mendota, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank - Main Office
706 Washington St, Mendota, IL 61342
8155382265
Eureka Savings Bank
1300 13th Ave, Mendota, IL 61342
8155395656
Financial Plus Credit Union
1905 13th Ave, Mendota, IL 61342
8155393444
First State Bank
1403 13th Ave, Mendota, IL 61342
8155382265
Midland States Bank
609 8th Ave Suite B, Mendota, IL 61342
8155399346
Edward Jones - Financial Advisor: Will McLachlan, CFP®
609 Main St Ste B, Mendota, IL 61342
8155392309
Tri-County Financial Group Inc
706 Washington St, Mendota, IL 61342
8155396731

Mortgage lenders in Mendota, Illinois help homebuyers and homeowners secure financing for home purchases and refinancing. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Mendota real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Mendota Cost?

Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage in Mendota?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Lenders also check your credit score and debt-to-income ratio. Requirements may vary by loan type.
How long does the mortgage process take in Illinois?
The mortgage process in Illinois usually takes 30 to 45 days from application to closing. Illinois law requires a 3-day rescission period for refinances. Delays can occur if additional documents are needed.
What types of mortgage loans are available in Mendota?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Illinois offers first-time homebuyer programs through the Illinois Housing Development Authority. Your lender can help you choose the best option for your situation.