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Directory of mortgage lenders in Normal, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Normal, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage lenders in Normal, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1540 E College Ave #15, Normal, IL 61761
3094511876
EZ Mortgage
1100 Beech St Ste 2 Bldg 15, Normal, IL 61761
9046083510
PNC Mortgage
1501 E College Ave, Normal, IL 61761
3098233185
Hard Money Lenders Normal IL
1609 Northbrook Dr, Normal, IL 61761
3093620503
Mortgage lenders in Normal, Illinois help home buyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders can guide you through conventional, FHA, and VA loan options tailored to the Bloomington-Normal market.
What Does a Mortgage Lender in Normal Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Normal?
You typically need pay stubs, tax returns, bank statements, and a government ID. Illinois lenders may also require proof of homeowners insurance before closing.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for most refinances.
What are common mortgage types available in Normal?
Common options include conventional loans, FHA loans, USDA loans for rural areas, and VA loans for veterans. Illinois offers first time home buyer programs through the Illinois Housing Development Authority.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.