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Find Mortgage Lenders Near You in Peru, IL

Looking for a mortgage lender in Peru? Review the directory below to compare your options.

14 agents listed
Updated June 2026
Peru, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 14 mortgage lenders in Peru, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5301 IL-251 Ste C, Peru, IL 61354
(815) 223-2240 loansbyworld.com
Community Lenders
1011 Shooting Park Rd Suite 102, Peru, IL 61354
(815) 223-1800 communitylendersperu.com
Heartland Bank and Trust Company
925 Shooting Park Rd, Peru, IL 61354
(815) 223-7500 hbtbank.com
Midland States Bank
2825 Plaza Dr, Peru, IL 61354
(815) 220-7130 locations.midlandsb.com
Illinois Valley Credit Union
1311 Shooting Park Rd, Peru, IL 61354
(815) 224-2667
Financial Plus Credit Union
2813 Plaza Dr, Peru, IL 61354
(815) 223-6602 financialplus.org
Eureka Savings Bank
2959 Peoria St, Peru, IL 61354
(815) 223-9400 eurekasavings.com
OneMain Financial
3935 Frontage Rd, Peru, IL 61354
(815) 224-2631 onemainfinancial.com
First State Bank
4351 Venture Dr, Peru, IL 61354
(815) 224-4484 firststatebank.biz
Central Bank Illinois
1721 Midtown Rd, Peru, IL 61354
(815) 220-1788 central-bank.com
Peru Federal Savings Bank
1730 4th St, Peru, IL 61354
(815) 223-4300 perufederalsavings.com
Peru Federal Savings Bank
914 Shooting Park Rd, Peru, IL 61354
(815) 224-2213 perufederalsavings.com
Maricela Torres Gomez - Mortgage Banker - Heartland Bank
925 Shooting Park Rd, Peru, IL 61354
(815) 223-7500 hbtbank.com
First Federal Savings Bank
1600 38th St, Peru, IL 61354
(815) 224-3100 ffsbweb.com

Mortgage lenders in Peru, Illinois help homebuyers secure financing for residential properties. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders in Peru understand the regional housing market and can guide you through the loan process from application to closing.

What Does a Mortgage Lender in Peru Cost?

Typical mortgage lender costs in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Illinois generally range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Peru Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Illinois?
The average mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for most refinances. Delays can occur if appraisal or title work takes longer than expected.

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