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Directory of mortgage lenders in Peru, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Peru, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 mortgage lenders in Peru, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5301 IL-251 Ste C, Peru, IL 61354
8152232240
Community Lenders
1011 Shooting Park Rd Suite 102, Peru, IL 61354
8152231800
Heartland Bank and Trust Company
925 Shooting Park Rd, Peru, IL 61354
8152237500
Midland States Bank
2825 Plaza Dr, Peru, IL 61354
8152207130
Illinois Valley Credit Union
1311 Shooting Park Rd, Peru, IL 61354
8152242667
Financial Plus Credit Union
2813 Plaza Dr, Peru, IL 61354
8152236602
Eureka Savings Bank
2959 Peoria St, Peru, IL 61354
8152239400
OneMain Financial
3935 Frontage Rd, Peru, IL 61354
8152242631
First State Bank
4351 Venture Dr, Peru, IL 61354
8152244484
Central Bank Illinois
1721 Midtown Rd, Peru, IL 61354
8152201788
Peru Federal Savings Bank
1730 4th St, Peru, IL 61354
8152234300
Peru Federal Savings Bank
914 Shooting Park Rd, Peru, IL 61354
8152242213
Maricela Torres Gomez - Mortgage Banker - Heartland Bank
925 Shooting Park Rd, Peru, IL 61354
8152237500
First Federal Savings Bank
1600 38th St, Peru, IL 61354
8152243100
Mortgage lenders in Peru, Illinois help homebuyers secure financing for residential properties. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders in Peru understand the regional housing market and can guide you through the loan process from application to closing.
What Does a Mortgage Lender in Peru Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs in Illinois generally range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Peru Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Illinois?
The average mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for most refinances. Delays can occur if appraisal or title work takes longer than expected.
Are there special mortgage programs for first time home buyers in Peru?
Yes, Illinois offers the IHDA mortgage program for first time buyers with down payment assistance. Peru residents may also qualify for FHA loans which require a lower down payment. Local lenders can explain income limits and property eligibility for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.