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Looking for a mortgage lender in Prospect Heights? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Prospect Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Prospect Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage
606 N Milwaukee Ave, Prospect Heights, IL 60070
8472297037
Ken Krasowski - Chase Home Lending Advisor - NMLS ID 514200
2 E Euclid Ave, Prospect Heights, IL 60070
7089752865
Mortgage lenders in Prospect Heights Illinois help home buyers and homeowners secure financing for property purchases and refinances. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Prospect Heights real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in Prospect Heights Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Prospect Heights Illinois?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Illinois lenders also require a signed authorization to verify your employment and credit history.
How long does it take to close on a mortgage in Illinois?
A standard mortgage closing in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer than expected.
What is the Illinois mortgage tax on a home loan?
Illinois charges a state mortgage tax of 0.25% of the loan amount for most residential loans. Cook County adds an additional county tax of 0.25% for a total of 0.50%. Prospect Heights is in Cook County so this applies.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.