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Directory of mortgage lenders in Rockford, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Rockford, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 16 mortgage lenders in Rockford, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Ronald Lawson
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
Mariner Finance
617 Highgrove Pl, Rockford, IL 61108
8158736868
First Northern Credit Union Mortgage Services
6832 Stalter Dr, Rockford, IL 61108
8153329898
Kris Bass - Envoy Mortgage
6876 Spring Creek Rd Suite #124, Rockford, IL 61114
8156313176
Guild Mortgage - Erich Stonewall
420 Financial Ct Suite 110, Rockford, IL 61107
8153125825
Guild Mortgage - Mike Scalise
420 Financial Ct Suite 110, Rockford, IL 61107
8153125823
Envoy Mortgage - Crystal Lake, IL
6277 E Riverside Blvd, Rockford, IL 61114
2242418025
Get Approved Mortgage, Inc.
2821 Glenwood Ave Suite 1, Rockford, IL 61103
8887772579
George Pleshkewych - MLO
2126 N Perryville Rd Suite 101, Rockford, IL 61107
8157082267
Wintrust Mortgage
1825 N Perryville Rd, Rockford, IL 61107
8156399590
Jason Naill Mortgages
3963 N Perryville Rd, Rockford, IL 61114
8155406270
Guild Mortgage Company
420 Financial Ct Suite 110, Rockford, IL 61107
8153125820
GSF Mortgage Corporation
3065 N Perryville Rd Ste 141, Rockford, IL 61114
8156368943
Chase Mortgage
6000 E State St, Rockford, IL 61108
8153944666
Hard Money Lenders Rockford IL
401 W State St, Rockford, IL 61101
7792422476
US Bank Mortgage
1107 E State St, Rockford, IL 61104
8159872225
Mortgage lenders in Rockford Illinois help home buyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to provide a Loan Estimate within three business days of receiving a complete application. Local lenders understand the Rockford housing market and can guide you through state-specific regulations like the Illinois Residential Mortgage License Act.
What Does a Mortgage Lender in Rockford Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 1,000 to 2,000 dollars. Closing costs in Illinois usually range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rockford?
You need proof of income such as recent pay stubs and tax returns, bank statements, and a valid ID. Illinois lenders also require a credit report and details about your debts and assets.
How long does mortgage approval take in Illinois?
The process typically takes 30 to 45 days from application to closing. Illinois law gives you a three day right of rescission after signing for most refinances, which can add time.
Are there down payment assistance programs in Rockford?
Yes, the Illinois Housing Development Authority offers down payment assistance for qualified buyers. Local programs may also be available through the City of Rockford or Winnebago County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.