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Showing 2 mortgage lenders in Shiloh, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgages by Nancy Williams
1911 Frank Scott Pkwy E suite 4, Shiloh, IL 62269
6184104629
American Portfolio
1911 Frank Scott Pkwy E suite 4, Shiloh, IL 62269
6187679894
What Does a Mortgage Lender in Shiloh Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs in Illinois usually range from 2% to 5% of the purchase price. These are general estimates and actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shiloh Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Illinois lenders also require a signed disclosure form under the Illinois Mortgage Act.
How long does it take to close on a mortgage in Shiloh?
The average closing time in Illinois is 30 to 45 days. Delays can occur if appraisals or title searches take longer in St. Clair County.
Are there special mortgage programs for first-time buyers in Illinois?
Yes, the Illinois Housing Development Authority offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.