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Looking for a mortgage lender in St. Charles? Review the directory below to compare your options.
20 agents listed
Updated May 2026
St. Charles, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 mortgage lenders in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Hochberg
11 E Main St Office 106, St. Charles, IL 60174
8555632843
Steve Hendriksen - Mortgage Lender
11 E Main St Office 106, St. Charles, IL 60174
2176203894
Kelly DePauw - Mortgage Lender; First American Bank
The Mortgage Link- St. Charles, IL Steven Phras Branch
2320 Dean St # 106, St. Charles, IL 60175
8476306636
The Bukowski Mortgage Team - The Money Store
405 Illinois Ave #2c, St. Charles, IL 60174
6302543752
Guild Mortgage - Julie Parrilli
40w310 LaFox Rd c1, St. Charles, IL 60175
6309880094
Tracy Flanagan-Vice President Residential Lending-Green State Mortgage
3755 E Main St Suite #140, St. Charles, IL 60174
8889010026
Chris Hoss at CrossCountry Mortgage
116 E Main St #2n, St. Charles, IL 60174
6308840030
Guild Mortgage - Clarita Lage
40w310 LaFox Rd c1, St. Charles, IL 60175
6305249687
Telli Panagakis at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
6302859300
Traci Emond - Guild Mortgage
40w310 LaFox Rd C-1, St. Charles, IL 60175
2248056482
Huntington Bank - Todd Johnson - NMLS 224389
3755 E Main St Suite 152, St. Charles, IL 60174
6306977148
Cindy Piazza - Atlantic Coast Mortgage
11 E Main St, St. Charles, IL 60174
6304173696
The Hoss Team at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
6308845000
Partners In Mortgage
1350 E Main St, St. Charles, IL 60174
6304439131
GreenState Mortgage - Patrick McClain NMLS # 755881
3755 E Main St Suite 152, St. Charles, IL 60174
6305445851
Guild Mortgage Company
40w310 LaFox Rd C-1, St. Charles, IL 60175
6303263630
Mutual of Omaha Mortgage
104 S 2nd Ave, St. Charles, IL 60174
8004855364
Mortgage lenders in St. Charles Illinois help home buyers and homeowners secure financing for purchases and refinances. Illinois law requires lenders to be licensed and follow state specific regulations on interest rates and disclosures. Local lenders understand the St. Charles housing market and can guide you through the loan process.
What Does a Mortgage Lender in St. Charles Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Illinois also charges a state mortgage recording tax of 0.50 dollars per 100 dollars of the loan. These figures are estimates and vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in St. Charles?
You typically need pay stubs, tax returns, bank statements, and photo ID. Illinois lenders also require a signed disclosure form under the Illinois Residential Mortgage License Act. Gather these early to speed up your application.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive the loan estimate. Delays can happen if appraisals or title work take longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.