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Browse mortgage lenders serving Waukegan, Illinois. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Waukegan, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 mortgage lenders in Waukegan, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
2000 W, 2000 Grand Ave, Waukegan, IL 60085
2242765291
Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
8476729662
Consumer Financial Services
300 S Green Bay Rd, Waukegan, IL 60085
8476255626
OneMain Financial
1828 Grand Ave, Waukegan, IL 60085
8476235350
Tower Loan
466 N Green Bay Rd, Waukegan, IL 60085
8477828850
Tammy Moore at Diamond Residential Mortgage Corporation
2001 N Green Bay Rd, Waukegan, IL 60087
8476729662
Chase Home Lending
3950 Fountain Square Pl, Waukegan, IL 60085
6162140431
PNC Mortgage
1802 Belvidere Rd, Waukegan, IL 60085
8473602841
Oak Leaf Community Mortgage
700 S Lewis Ave, Waukegan, IL 60085
8475997466
Fairway Independent Mortgage
339 S Green Bay Rd, Waukegan, IL 60085
8476255555
Mortgage, Bank of America
920 S Waukegan Rd, Waukegan, IL 60085
3124874136
Mortgage lenders in Waukegan, Illinois help homebuyers and homeowners secure financing for home purchases, refinancing, and construction loans. Illinois law requires mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Waukegan residents can work with local lenders who understand Lake County property values and local real estate market conditions.
What Does a Mortgage Lender in Waukegan Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. Illinois also charges a state mortgage tax of $0.50 per $1,000 of the loan amount for most residential properties. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Waukegan Illinois?
Common loan types include conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans. Illinois also offers the Illinois Housing Development Authority (IHDA) programs for first-time homebuyers with down payment assistance.
How long does it take to get a mortgage in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Delays can occur if appraisals or title searches take longer than expected.
What documents do I need to apply for a mortgage in Waukegan?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Illinois lenders also require a valid government-issued ID and proof of residency.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.