Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage lenders in Wheeling, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wheeling Bank & Trust
337 W Dundee Rd, Wheeling, IL 60090
8474847580
Absolute Royal Mortgages
1712 S Wolf Rd, Wheeling, IL 60090
8475649052
Devon Bank
561 N Milwaukee Ave, Wheeling, IL 60090
8472292700
Chase Mortgage
253 E Dundee Rd, Wheeling, IL 60090
8474593062
US Bank Mortgage
800 Wheeling Rd, Wheeling, IL 60090
8008722657
BMO Harris Bank Mortgage
10 Huntington Ln, Wheeling, IL 60090
8883402265
What Does a Mortgage Lender in Wheeling Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Illinois generally range from 2 to 5 percent of the purchase price. These amounts vary based on loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Wheeling Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders also require a signed authorization to check your credit report. Gather these documents early to speed up the application process.
How long does it take to close a mortgage in Illinois?
A standard mortgage closing in Illinois takes 30 to 45 days from application to closing. This timeline can vary based on loan type and property condition. Illinois law requires a three business day right of rescission for refinances.
What is the minimum down payment for a home in Wheeling Illinois?
Down payment requirements depend on the loan type. Conventional loans may require as little as 3 percent down. FHA loans allow 3.5 percent down. Illinois first time home buyer programs may offer assistance with down payment and closing costs.