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2 agents listed
Updated May 2026
Bedford, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 mortgage lenders in Bedford, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Bedford
3330 John A Williams Blvd, Bedford, IN 47421
8126758201
Lighthouse Mortgage Services - Bedford
1531 G St, Bedford, IN 47421
8122771032
Mortgage lenders in Bedford Indiana help homebuyers and homeowners secure financing for property purchases and refinancing. Indiana law requires lenders to be licensed through the Department of Financial Institutions. Local lenders understand the Lawrence County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Bedford Cost?
Typical costs for a mortgage lender in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Bedford Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of identity. Indiana lenders also require a property appraisal and title search.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law allows for a three-day rescission period on refinances but not on purchase loans.
What is the minimum down payment for a home loan in Indiana?
Down payments vary by loan type. FHA loans require 3.5 percent down, conventional loans often require 5 percent, and USDA loans in rural Indiana may require zero down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.