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Find Mortgage Lenders Near You in Franklin, IN

Directory of mortgage lenders in Franklin, Indiana. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Franklin, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 3 mortgage lenders in Franklin, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
201 E Jefferson St Suite 203, Franklin, IN 46131
3178822255
Fairway Independent Mortgage Corporation
40 W Court St Suite A, Franklin, IN 46131
3174946993
Chase Home Lending
1600 N Morton St, Franklin, IN 46131
3172107296

Franklin Indiana mortgage lenders help home buyers and homeowners secure financing for property purchases and refinancing. Indiana law requires lenders to be licensed through the Department of Financial Institutions. Local lenders understand Johnson County market conditions and can guide you through the loan process.

What Does a Mortgage Lender in Franklin Cost?

Typical costs for a mortgage in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Franklin Indiana?
You typically need pay stubs, tax returns, bank statements, and photo identification. Indiana lenders also require proof of homeowners insurance before closing. Specific documents may vary by loan type.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law requires a three-day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
What is the minimum down payment for a mortgage in Indiana?
Conventional loans may require as little as 3 percent down. FHA loans allow 3.5 percent down. VA and USDA loans may offer zero down payment options for eligible borrowers in Franklin.