Skip to main content

Find Mortgage Lenders Near You in Clive, IA

Looking for a mortgage lender in Clive? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Clive, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 2 mortgage lenders in Clive, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rodney Ruddick - NMLS #1816692
12701 University Ave, Clive, IA 50325
5152912414
Peprah Boakye-Danquah
12701 University Ave, Clive, IA 50325
5152039222

Mortgage lenders in Clive Iowa help home buyers and homeowners secure financing for property purchases and refinancing. Iowa law requires mortgage loan originators to be licensed through the Iowa Division of Banking. Clive is part of the Des Moines metro area, so local lenders often understand the specific housing market and tax structures of Polk and Dallas counties.

What Does a Mortgage Lender in Clive Cost?

Typical costs for a mortgage lender in Iowa include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700, and title insurance of $800 to $1,500. Closing costs in Iowa generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Clive Iowa?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Iowa lenders also require a property appraisal and title search as part of the underwriting process.
How long does it take to close on a home loan in Iowa?
The average closing process in Iowa takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal scheduling, and the lender's workload.