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Mortgage Lenders in Hiawatha, IA

Directory of mortgage lenders in Hiawatha, Iowa. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Hiawatha, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 4 mortgage lenders in Hiawatha, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hall Lending Group, Mortgage Broker
1110 Dina Ct A, Hiawatha, IA 52233
3198993820
Waterstone Mortgage - Hiawatha, IA
2203 Blairsferry Crossing, Hiawatha, IA 52233
3193823854
Farm Credit Services of America
1525 E Boyson Road, Hiawatha, IA 52233
3193640151
Universal Lending Corporation
1450 Boyson Road Ste B3, Hiawatha, IA 52233
3193930100

Mortgage lenders in Hiawatha, Iowa help homebuyers secure financing for residential properties. Iowa law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Hiawatha real estate market and can guide you through the process.

What Does a Mortgage Lender in Hiawatha Cost?

Typical mortgage lender costs in Iowa include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hiawatha Iowa?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Iowa lenders also require a government-issued ID and a credit report authorization. Self-employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Iowa?
Initial pre-approval can take one to three business days. Full underwriting and closing usually take 30 to 45 days. Iowa law does not set a specific timeline, but lenders must disclose the loan estimate within three days of application.